Banking

Since the Credit Crunch, the global banking industry experienced the biggest upheaval in its history. Regulatory intervention and risk mitigation is initiating huge change and business transformation. New operational leadership is required to design pragmatic strategies, choose the right technologies, and drive through transformation programs. Partnership is a key element to delivering a positive transformation process leading to continued business profitability.

Micro-Finance

Credit unions and other micro-finance institutions are feeling the effects of the credit crunch. With consumers hunkering down and buying less, loan demand is reduced. Lower loan demand and hefty assessments on healthy financial institutions to shore up banking systems creates a drag on income and profitability. New regulations and business survival is driving transformation with shared services models firmly on the agenda.

Payments

The payments industry is a highly commoditised and competitive business, presenting some interesting challenges for the issuing, acquiring and processing of payments. These include; the need to develop new and innovative products that are cost effective, secure and compliant. In depth research and analysis of business options whilst balancing these against technical capability, is the key to success.

Solutions & Systems Delivery

IS Options Global Solution & Systems Delivery Group understands the technologies that are specific to the financial services industry.

Our expertise and experience, from strategy and architecture to custom build and operation, are offered in the three areas that set the greatest challenges for today and tomorrow.

IS Options Banking Expertise

Our Banking practice is at the leading edge of advice and implementation. In the key areas of Retail & Commercial Banking, Payments, and Multi-channel Distribution, we help to design strategy, align technology solutions and follow through to delivery and end to end operational integration

IS Options Micro-Finance Expertise

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IS Options Payments Expertise
IS Options team has a wealth of payments experience to assist Clearers, Issuers, Acquirers, Processors or Merchants. Our consultants have worked on some of the largest and most cutting edge payments initiatives across the globe and can offer insight and experience that is extremely difficult to find within one organisation.

IS Options Delivery Expertise
* Systems Integration --
choosing and deploying the best solution for your needs.
* Turnaround Management -- addressing programme & project recovery ensuring the business benefits are fully realised.
* Risk & Continuity --
ensuring success and achievement of business objectives whilst enabling continuity of operations.